Archive - January 2019

London Wall Partners have plenty to say on a wide number of economic and financial matters. This section provides a list of our news and views on a historic basis.

Stock markets ended 2018 in nervous mood, as the World index declined by over 10% in the final three months of the year. Some commentators attributed the setback to fears of slower economic growth in 2019; these concerns were partly provoked by the disruption caused by President Trump’s trade battles. Brexit-related uncertainties also impacted sentiment in the UK and Europe.

This note summarises the main pension rules in terms of the contribution and benefit limits, the treatment during the accumulation phase and the exit options (including death benefits), matters which should be considered for any investment, and to provide our general guidance and comments.

The Adventurous Model Portfolio aims to achieve long term returns from a greater proportion of higher risk and higher volatility assets (e.g. real assets and company shares) than lower risk and lower volatility assets (e.g. cash and/or bonds).

The Balanced Model Portfolio aims to achieve long term investment returns from a combination of lower risk and lower volatility assets (e.g. cash and/or bonds) and higher risk and higher volatility assets (e.g. real assets and company shares).

The Highly Adventurous Model Portfolio aims to achieve long term returns from a greater proportion of higher risk and higher volatility assets (e.g. real assets and company shares) than lower risk and lower volatility assets (e.g. cash and/or bonds). The other available Models are Conservative, Balanced, Moderately Adventurous and Adventurous, which all have lower risk/potential return.