Stock markets ended 2018 in nervous mood, as the World index declined by over 10% in the final three months of the year. Some commentators attributed the setback to fears of slower economic growth in 2019; these concerns were partly provoked by the disruption caused by President Trump’s trade battles. Brexit-related uncertainties also impacted sentiment in the UK and Europe.
This note summarises the main pension rules in terms of the contribution and benefit limits, the treatment during the accumulation phase and the exit options (including death benefits), matters which should be considered for any investment, and to provide our general guidance and comments.
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